Gold Rate Today in Bhagalpur

The 22 karat, or 916, gold rate in Bhagalpur today is shown per gram and per 11.6638 grams, one bhari, in the live table at the top of this page, refreshed every business day against MCX and IBJA benchmarks. 916 refers to 91.6 percent purity. It excludes making charges, wastage, GST and stone value. Bihar uses the historical bhari, close to but slightly heavier than the 10 gram tola used across most of northern India, so convert carefully when comparing quotes from other regions.

Bhagalpur's tussar silk industry employs a substantial share of the city's workforce, and gold purchases among weaving households tend to follow order settlement cycles rather than a fixed monthly pattern. This is worth keeping in mind when planning a monthly savings scheme, covered in more detail elsewhere on this page.

Check the six digit HUID code stamped on the piece against the BIS CARE app, which will confirm the registered purity and the assaying centre that certified it. Do this before final payment, not after.

Making charges typically range from 8 to 25 percent of the gold value in Bhagalpur, depending on design complexity. Machine made pieces sit at the lower end; intricate traditional handwork sits higher.

Coins and bars carry far lower making charges than jewellery, making them the more efficient choice if the goal is pure savings. Jewellery makes sense when the goal is something to wear.

Established jewellers across the old city market buy back gold, typically at a small deduction against the day's rate, larger for unhallmarked pieces that require purity testing first. Get any deduction explained and confirmed in writing before agreeing.

A quieter stretch from July to September, before the Chhath-Diwali rush, is typically when goldsmiths have more capacity and making charges are most negotiable.

Gold held for more than 24 months is taxed as long term capital gains when sold, calculated on the sale price minus the indexed cost of acquisition. Gold held for less than 24 months is taxed as short term gains at your income slab rate.

Yes. Banks and NBFCs in Bhagalpur offer gold loans against pledged jewellery, typically disbursed within hours at meaningfully lower interest than informal moneylenders.

In everyday use in Bhagalpur, gold rate and gold price are used interchangeably to mean the same thing: the bullion reference rate for a given purity, shown per gram or per bhari. Neither term includes making charges, GST or stone value on its own.

The underlying gold rate itself is essentially uniform across reputable jewellers in Bhagalpur, since all reference the same national bullion benchmark. What genuinely varies between sellers is the making charge.

A complete invoice showing gross weight, net gold weight, purity, the gold rate applied, the making charge basis, any stone value, GST, and the piece's HUID as a separate, itemised line each.

A bhari is the traditional weight unit used across North Bihar and eastern India, equal to 11.6638 grams. To convert a bhari quote to grams, multiply by 11.6638. This differs from the 10 gram tola used across most of northern India.

Patna, roughly 230 kilometres west, is the principal bullion distribution point for Bihar, and dealers across the state including Bhagalpur source stock through that hub. This keeps Bhagalpur's local premium modest and its rate closely tracking Patna's on any given day.

Lucira offers hallmarked gold coins and jewellery with transparent per gram pricing and IGI or SGL certified lab grown diamonds, alongside a 90 percent buyback and 100 percent lifetime exchange policy. Every piece can be ordered online with delivery to Bhagalpur.